从经济发达国家的经验看，汽车融资租赁是绝大多数人的首选，而矿山用车、工程用车、客货用车、消防和医疗等领域的特种用车的融资租赁业务，也具有十分广阔的前景。因此，在欧美等经济发达国家，汽车、特别是生产性用车，60%以上是通过融资租赁实现的。
From the experience of developed countries, automobile financial leasing is the first choice for most people, and the financial leasing business of special vehicles in the fields of mining vehicles, engineering vehicles, passenger and freight vehicles, fire protection and medical treatment also has a very broad prospect. Therefore, in developed countries such as Europe and the United States, more than 60% of automobiles, especially production vehicles, are realized through financial leasing.